Health Insurance for Self-Employed

If one is Independent we stand at the health insurance before the election whether to take out a private health insurance or remain in the statutory health insurance. In the statutory health insurance for the self employed, it may be cheaper for some reason than in the private health insurance. Is the wife at home with children must be insured independently in private health insurance and this ultimately means that the contribution is much higher than in the statutory health insurance when his wife and children are insured free of charge in the rule. In addition, the private health insurance for the self is often not achievable, since the health condition prevents a recording. Self-employed are in the GKV voluntary members and is one voluntarily insured in statutory health insurance for at least 18 months, the health insurance to be changed, as there are in the health insurance part of huge price differences.

If you want to cancel the insurance, this is usually the end of the second following Month possible. Increases the health insurance contributions the insured person has the opportunity to terminate the insurance until two months after the premium increase. The statutory health insurance in health insurance is different between the self and an increased contribution rate reduced. This is especially important for the self, as it is about the daily sickness benefit. With the reduced contribution rate of contribution is lower but the self is also then not entitled to the allowance. This can be prolonged illness, where the self is not capable of work, lead to financial ruin, so it should be thought to choose the higher contribution rate. The contributions of public health insurance are calculated according to the income threshold, the merit lies beneath it must be proven to the insurance company.



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